Bad Credit Loans | Same Day Payout
Get $1,000 - $50,000 Loan Today
How Much Do You Need?
Amount
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First Name*
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Email*
Phone*
Date Of Birth
Street Address
State
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- Flexible repayment options include fortnightly and monthly repayments.
- Apply to borrow up to $50,000, or maybe more based on your circumstances.
- Standard loan terms from 3 months to 84 months.
- No fees for additional or lump sum repayments.
- Apply for additional funds at any time.
Annual Percentage Rate(APR) Disclosure & Range(Qualified Customers)
Annual percentage rate(APR) refers to the yearly interest generated by a sum that's charged to borrowers. APR is expressed as a percentage that represents the actual yearly cost of funds over the term of a loan. This includes any fees or additional costs associated with the transaction. The APR provides consumers with a bottom-line number they can compare among lenders, credit cards, or investment products. Lending-Ground cannot guarantee any APR since we are not a lender ourselves. An APR can generally run between 5.99% up to 35.99%. Loan products general have a 61-day minimum repayment term and a 84-month maximum repayment term. Before accepting a loan from a lender within our network, please read the loan agreement carefully as the APR and repayment terms may differ from what is listed on this site.
Representative Examples of APR, Total Loan Costs & Fee(Qualified Customers)
| Amount | Period | APR | Monthly | Total Paid |
| $2,000 | 12 mo | 24% | $189.12 | $2,269.44 |
| $4,000 | 24 mo | 12% | $188.29 | $4,518.96 |
| $6,000 | 36 mo | 12% | $199.29 | $7,174.29 |
Financial Implications (Interest & Finance Charges)
Lending-Ground is not a lender, and we cannot predict what fees and interest rates will be applied to any loan you may be offered.Your lender will provide all the necessary information about the associated costs of a loan they wish to offer you.You are responsible for reviewing the loan agreement carefully and accepting the offer only if you agree to all the terms. Lending-Ground does not charge you for its loan matching service, and you are under no obligation to accept the terms that the lender offers you.
Late Or Non-Payment Implications
By accepting the terms and conditions for a personal loan, you essentially agree to repay the loan both 1) with interest and 2) in the time frame specified in the loan agreement.In most cases, failure to repay the loan in full, or making a late payment, can result in additional charges.Lending-Ground.com has NO ability to predict or estimate what supplemental charges will be incurred in the event of late, partial, or non-payment.Lending-Ground.com also has NO control or knowledge of any loan agreements or details between you and your lender.
Please carefully review the late, partial, and non-payment policies that your lender provides with your loan agreement. Lending-Ground.com works hard to partner with only the most trustworthy and reputable lenders who pursue the collection of past-due loan accounts in a fair and reasonable manner.
Potential Impact to Credit Score
Our lenders may perform credit checks to determine your credit worthiness, credit standing and/or credit capacity.By submitting your request you agree to allow our lenders to verify your personal information and check your credit.Please be aware that missing a payment or making a late payment can negatively impact your credit score.
Collection Practices
Lending-Ground.com is not a lender and, because of this, we have NO involvement in the debt collection process. As part of the lending agreement provided to you by the lender, they will disclose their debt collection practices. If you have any collection questions, please contact the lender for complete details. Lending-Ground.com only works with reputable lenders who use fair collection practices.
Loan Renewal Policies
Loan renewal options are not always available.It is therefore advisable to clarify whether the option is available with your lender. Before you sign the documents, carefully read and understand the renewal policy presented in the agreement.
Footnotes
(*) Three minutes is the average time taken to complete the online loan offer process, submit your details and receive a loan offer decision if approved.
(**) Once approved, your cash could be sent within 15 minutes.The time that it takes for the cash to be received in your account will depend on your bank’s policies and procedures.
(***) Although some providers offer rates from 4.95% up to 35.99% APR rates that low are only available to certain customers. The repayment terms are for close end loan products, and is not reflective of all loan products offered in our network.
FAQs
1. What does www.lending-ground.com do?
www.lending-ground.com is a loan introduction service which attempts to introduce your request details with a lender willing to lend to you. This service is FREE to the customer requesting. www.lending-ground.com may receive a commission from the lender for introducing the customer to the lender.
2. What is the minimum requirement for a loan?
3. Can I request over the phone or in person?
We're so sorry we can’t take calls. We don’t operate a call center because they are very expensive to staff and we want this service to be FREE of charge to you. We have made the form very simple to use and what's more is it's very discreet so please do go ahead and request a loan with complete confidence that we will look after your information and our mission is to introduce you to a loan offer quickly and efficiently.
4. I have terrible credit can I still request a loan?
Yes, we have many lenders in our panel that work with customers who have less than perfect credit or no credit at all. What's more, by accepting a loan offer you may improve your credit score when you make your repayments on time. Many of our lenders report to the main credit reference agencies who will report your on time payments. Be aware though that they will also report bad repayment payments so please don’t request a loan if you can not afford to repay your loan.
5. What is a personal installment loan?
A personal loan is a fixed term loan that can be used for a variety of purposes such as home improvements or vehicle repairs. The terms vary from 1-5 years. Rather than repaying this type of loan in one single installment, they are typically repaid over a set number of monthly installments.
6. How much can I borrow?
This amount depends on the lender who issues the loan but typically it is upto $50,000.
7. What can I use the loan for?
There are no limitations for what you can do with your personal loan! You can use the funds for anything from debt consolidation to vacations.
8. What are the fees for your service?
There are no fees to request a loan at www.lending-ground.com. Simply complete some information about yourself using the online form and get an answer within 3 minutes. The only cost you are responsible for comes after you review and agree to a lender’s terms, by signing a loan contract. Fees associated with the loan will vary depending on your state, the lender, and the amount of your personal loan.
9. What is the APR?
The FEES and APR INTEREST RATES you will be charged are provided to you in a written document by the lender after you submit a loan request but before you are requested to digitally sign a loan agreement.
10. How will I know if i'm approved?
Within a few minutes, you will receive a notification from a www.lending-ground.com approved lender letting you know if you’re approved! If you are presented with a loan offer, you will have the option to review the terms of the loan, which you may approve or declined. Remember, this is a FREE loan quoting service, there is no obligation until after you have agreed to receive a loan from one of our panel of lenders.
11. How will I recieve the funds?
After a lender approves your personal loan, the funds will be transferred into your bank account.
12. How and when do I repay my loan?
That depends upon the lender you choose. Generally, you and the approved lender will have an agreed amount deducted directly from your account on a date and time specified in your loan agreement.
13. What if i'm late on a payment?
Lenders in the www.lending-ground.com network follow different policies regarding late payments. Most lenders apply a late fee for missing the loan payment deadline or asking to skip a payment. You should review and understand the late payment policy specified in the lender’s loan documents before accepting the loan terms and signing the loan agreement.
14. How do you protect my information?
Your privacy and security are of the utmost importance to www.lending-ground.com! Our site offers encryption technology that allows you to use www.lending-ground.com with confidence. See our privacy policy for further details about our security.
15. How long will it take for the funds to transfer to my bank account?
Once approved, funds can be transferred into your account. Depending on your banks processing time, funds will be transferred into your checking account as soon as the next business day after approval.
Legal Disclaimer
Lending-Ground.com connects borrowers with lenders or lending partners and thus the specific terms and conditions of the specific lender or lending partner will apply to any loan a borrower takes out. We are compensated by these lenders or lending partners for connecting you with them, and the compensation received may affect which offer you are presented with. Any display of APR, loan amounts, interest or other loan details are estimations only, and actual amounts will vary by lender or lending partner and by borrower. Please note that some lenders or lending partners may perform credit checks as part of their credit transaction approval process. The lender or lending partner you connect with may not offer the best possible terms and borrowers should always compare all available options before making any decisions. In addition, you may be connected with a tribal lender. Tribal lenders’ rates and fees may be higher than state-licensed lenders, and are subject to federal and tribal laws, not state laws. THE OWNERS AND OPERATORS OF THIS WEBSITE ARE NOT LENDERS, they do not broker loans and they do not make loans or credit decisions. Nothing on this website is an offer or a solicitation to lend. Any information you submit to this site will be provided to a lender or lending partner. The operator of this website is not an agent, representative or broker of any lender or lending partner and does not endorse or charge you for any service or product.
Availability
Every state has its own set of rules and regulations that govern personal loan lenders. Your loan amount, APR and repayment term will vary based on your credit worthiness, state and lender or lending partner.
Material Disclosure
The operator of this website is not a lender, loan broker or agent for any lender or loan broker. This website is not an offer of credit nor is it a solicitation to lend. We are not affiliated with any lender. We are an advertising referral service for lenders that may be able to offer loans in amounts upto $50,000. There is no fee to use our services. Your loan request submitted on this website will be shared with one or more lenders. There is no guarantee that you will be connected with a lender, your loan request will be approved by a lender, or you will be offered the loan amount requested. Lenders may perform a credit check to determine your creditworthiness or verify your information. Any compensation we receive is paid by lenders and other advertising partners, and only for advertising services provided. Short-term, small-dollar loans should not be used as a long-term solution to financial hardship.